+254 700 000 000 info@mkopoloans.online

Get Instant Loans to Your M-PESA

From KES 1,000 to KES 50,000 - Quick, Easy, and Hassle-free Loans

User User User

Join 10,000+ Kenyans who trust us

Mobile Money
10K+

Happy Customers

KES 50M+

Loans Disbursed

5min

Average Approval Time

98%

Customer Satisfaction

Our Loan Products

Choose from our range of flexible loan products designed to meet your financial needs

Business Loans

Perfect for small businesses and hustlers looking to grow their ventures

  • KES 5,000 - KES 50,000
  • 3-12 months repayment
  • Competitive interest rates
  • No collateral required
Apply Now

Emergency Loans

Quick cash for urgent needs when you need it most

  • KES 1,000 - KES 10,000
  • 1-3 months repayment
  • Instant approval
  • No paperwork hassle
Apply Now

Education Loans

Support your education journey with flexible financing options

  • KES 10,000 - KES 30,000
  • 6-12 months repayment
  • Flexible terms
  • Low interest rates
Apply Now

Loan Calculator

Calculate your loan payments and find the perfect loan amount for your needs

1,000 10,000 50,000
7 days 30 days 90 days
Loan Amount: KES 10,000
Interest Rate: 10%
Loan Term: 30 days
Total Repayment: KES 11,000
Monthly Payment: KES 11,000

How It Works

Getting a loan with Mkopo Loans is simple and straightforward

1

Apply

Fill our simple form with your details. No complicated paperwork required.

2

Wait

Quick approval within 5 minutes. No long waiting periods.

3

Get Cash

Money sent directly to your M-PESA account within minutes.

Why Choose Mkopo Loans

We offer the best loan experience for Kenyans

No CRB Checks

Quick approval without affecting your credit score. We believe in giving everyone a chance.

Fast Approval

Get approved within 5 minutes. No long waiting periods or complicated processes.

M-PESA Integration

Seamless M-PESA integration for instant disbursement. Get your money where you need it.

Secure & Safe

Your data is protected with bank-level security. We take your privacy seriously.

Flexible Repayment

Choose repayment terms that work for you. We're here to help, not to stress you out.

24/7 Support

Our customer support team is always ready to help you with any questions or concerns.

What Our Customers Say

Hear from Kenyans who have experienced our loan services

John Kamau

John Kamau

Small Business Owner

"Got my business loan within minutes. Very helpful for my small shop in Westlands. The process was smooth and the money was in my M-PESA account before I knew it!"

Mary Wanjiku

Mary Wanjiku

Teacher

"Emergency loan helped me pay my daughter's school fees. Very grateful! The customer service was excellent and they guided me through the entire process."

Peter Otieno

Peter Otieno

Student

"Best loan service I've used. Simple process and instant M-PESA payment. The education loan helped me complete my semester without any stress."

Frequently Asked Questions

Find answers to common questions about our loan services

What documents do I need to apply?

You only need a valid ID and an active M-PESA account. No complicated paperwork required.

How quickly can I get the loan?

Most loans are approved within 5 minutes and disbursed to your M-PESA account immediately after approval.

What happens if I miss a payment?

We understand life happens. Contact our support team before your payment date to discuss flexible repayment options.

Is my information secure?

Yes, we use bank-level encryption to protect your personal and financial information. Your data is never shared with third parties.

Can I apply for multiple loans?

Yes, you can apply for multiple loans as long as you maintain a good repayment history with us.

Do you check my credit score?

No, we don't check your CRB status. We believe in giving everyone a chance to access financial services.

Ready to Get Your Loan?

Join thousands of Kenyans who trust Mkopo Loans for their financial needs