From KES 1,000 to KES 50,000 - Quick, Easy, and Hassle-free Loans
Join 10,000+ Kenyans who trust us
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Choose from our range of flexible loan products designed to meet your financial needs
Perfect for small businesses and hustlers looking to grow their ventures
Quick cash for urgent needs when you need it most
Support your education journey with flexible financing options
Calculate your loan payments and find the perfect loan amount for your needs
Getting a loan with Mkopo Loans is simple and straightforward
Fill our simple form with your details. No complicated paperwork required.
Quick approval within 5 minutes. No long waiting periods.
Money sent directly to your M-PESA account within minutes.
We offer the best loan experience for Kenyans
Quick approval without affecting your credit score. We believe in giving everyone a chance.
Get approved within 5 minutes. No long waiting periods or complicated processes.
Seamless M-PESA integration for instant disbursement. Get your money where you need it.
Your data is protected with bank-level security. We take your privacy seriously.
Choose repayment terms that work for you. We're here to help, not to stress you out.
Our customer support team is always ready to help you with any questions or concerns.
Hear from Kenyans who have experienced our loan services
Small Business Owner
"Got my business loan within minutes. Very helpful for my small shop in Westlands. The process was smooth and the money was in my M-PESA account before I knew it!"
Teacher
"Emergency loan helped me pay my daughter's school fees. Very grateful! The customer service was excellent and they guided me through the entire process."
Student
"Best loan service I've used. Simple process and instant M-PESA payment. The education loan helped me complete my semester without any stress."
Find answers to common questions about our loan services
You only need a valid ID and an active M-PESA account. No complicated paperwork required.
Most loans are approved within 5 minutes and disbursed to your M-PESA account immediately after approval.
We understand life happens. Contact our support team before your payment date to discuss flexible repayment options.
Yes, we use bank-level encryption to protect your personal and financial information. Your data is never shared with third parties.
Yes, you can apply for multiple loans as long as you maintain a good repayment history with us.
No, we don't check your CRB status. We believe in giving everyone a chance to access financial services.
Join thousands of Kenyans who trust Mkopo Loans for their financial needs